Rough-draft proposal of what our ideal healthcare system would look like

(Along with measures taken to obtain the system)

One of the problems with our current system is that too many citizens are unqualified for coverage or they can’t realistically pay for the care with their income. What’s happening here is that they either make too much money to qualify for Medicaid, and they aren’t granted coverage through their jobs.With this list, it may not sound like a lot of people could fall through the cracks, but yet 27.4 million Americans are left uninsured. My single-payer system proposal would cover all citizens, and as opposed to the system that we have at the present, mines wouldn’t leave our citizens with crippling debt or un-access to treatment. It would be similar to France and Canada in that at least the basics are covered, although my proposal will stretch a bit more, with a more encompassing coverage. That source reveals that it is possible for other nations to effectively provide coverage ti their citizens through a multitude of different means. My proposal is actually pretty close to Canada’s from the source, except I cut out private insurers completely and instead expand what is provided to the public insurance ( vision, dental, and prescription drug benefits).

Another problem with our current healthcare system is that our current healthcare expenditure vastly surpasses those of other developed nations. This means that we spend a lot more on healthcare as a nation than that of other nations. As I established on one of my previous blogs, one of the heaviest burdens contributing to our much greater expenditure are the provider and insurer administration costs, which have to deal with all of the different insurance companies (900+) to ensure everything is set. With my proposal, there will be one single payer (the government) rather than multiple different insurance companies. My proposal would save $200 billion alone annually, just from eliminating overhead costs and reducing the billing and paperwork expenses. This is money saved from eliminating the middle man (insurer and provider) administration, which as established in the source a massive cut which will be effectively directed towards the healthcare of our citizens rather than the pockets of the insurers and their unit.

Another problem with our current healthcare system is that our primary care is underdeveloped and underfunded. People who cannot afford healthcare avoid hospitals until their conditions can no longer be ignored or until it is too late. More resources will be spent trying to treat the condition when it gets serious than treating the condition when it is only budding, racking up the net cost of the condition. My proposal would allow people to not fear the costs of hospital visits, so our citizens would willingly attend frequent checkups and we would be able to catch and diagnose ailments before they get too bad and require costly specialist work. With a focus on early diagnosis, the primary care field will  logically receive more funding, furthermore improving their effectiveness and ultimately reducing the costs we spend as a nation. The source is important because it will be the motor that keep our healthcare system cheaper than what it is at the present. People get sick and/or old eventually, but to allow it to get to bad enough to where it bleeds so many resources to sometimes no avail is a common reality in our current system because of the required cost for basic checkups. My solution intends to seal the bleeding before we lose too much proverbial blood.

So in summary, my healthcare coverage proposal is a single-payer system of government-run public insurance that covers all medically necessary services The reasons why my proposal is superior to our current system is that my healthcare expenditure stemming from completely unnecessary spending (that stemming from administration and the like) will be drastically reduced, our citizens will be happier and healthier as they can afford checkups without stressing about the bill, and that no citizens are left unable to pay for treatment, as they are universally covered by my proposal. My proposal is paid for by businesses and the individual, with there being a percent tax for both parties.

#universalhealthcare #moneymoves #publicinsurance